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Cost of Living in Cebu City for Indian MBBS Students 2026

Monthly cost of living in Cebu City for Indian students: food, transport, phone, entertainment, and total budget.

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✅ Affordable City

Monthly living cost for Indian MBBS students in Cebu City: ₹18,000–28,000. This covers hostel, food, transport, phone, and personal expenses.

Monthly Living Cost Breakdown — Cebu City 2026

ExpenseMin (₹)Max (₹)Notes
Hostel7,00013,000AC double to single
Food (mess 3 meals)5,0008,000Mess + occasional eating out
Transport1,5003,000Grab + jeepney mix
Phone / Internet5001,000SMART/Globe SIM + data
Personal / Misc2,0005,000Toiletries, clothing, entertainment
Monthly Total₹16,000₹30,000Most students: ₹20–25K

Annual Living Cost: ₹1.9–3.6 Lakhs

Over 5.5 years, total living cost = ₹10–20 lakhs. Combined with tuition (₹29 L), total MBBS cost = ₹39–49 lakhs. Budget ₹42–45 lakhs for a comfortable experience.

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Frequently Asked Questions

How much money does an Indian student need per month in Cebu?
Most Indian students in Cebu spend ₹18,000–25,000 per month covering hostel, food, transport, phone, and personal expenses.
Is Cebu cheaper than Manila for Indian students?
Yes. Cebu is approximately 15–20% cheaper than Metro Manila for students. Hostel, food, and transport all cost less in Cebu.
Can I manage with ₹20,000 per month in Cebu?
Yes. ₹20,000/month is a comfortable budget for most students in Cebu — covers hostel, mess food, transport, and basic personal expenses.

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